Overnight loans were McSorley's deal. I stopped by his desk to get to the bottom of this right here and now.
... and I knew where to look. Everyone in the building knows that overnight loans are the area of expertise of one man, and one man alone. The 13th precinct was bustling when I walked in, looking for Tommy McSorley. He'd handled bunko and the like for ages, and if anyone knew whether or not these here loans were a scam, it'd be the fat Mick with the scar that looked like Florida. I found him talking to a broken-down prostitute who reminded me of an Chevy sitting by the side of the road, a fat rear end and jangly chrome parts catching whatever light came into the room.
"Jimmy." He nodded at me. "You wanna give me a few? Cindy Lou Who here is going to talk, even if she's well over 42."
I smirked and settled into the old chair that creaked like a Kenyan Runner's knees on his 60th birthday. The room was loud and bustling with inane chatter. McSorley was kind to the old broad, slipping her $40 when it was all done and walking her out the door. He gestured at me and I plunked myself down in the chair again.
"So." No preamble, no questions.
"Two words: overnight loans." I popped a piece of Big Red in my mouth. Anything was better than tasting the stale air that boomed from his fat gob.
"Oh man. You gotta know that I been busting those overnight loans joints all over town or something, right?"
"No clue. You can inform while I get educated. That's what we call a dialogue. You answer my questions, I answer yours. Maybe I've come across some information about dudes running fast loans."
"You know someone needing to sign up for money fast? If they want quick loans and are desperate and probably not using the best of judgment right now? Well, there are a lot of places they could go... a lot of them very unwise. Anywhere but the overnight loans joint over on 15th and Prospect, really. That place is a hive of whadayacallit...scum and villainy. You don't ever wanna be caught with your pants down over in that place, I can assure you of that much, my friend, now..."
"Thanks. Now, let me ask you a question. An important one. One that I believe you may know the answer to. Did you hear that Senor Junior was running a new overnight payday loans scam out of the basement at that pub over on 19th?"
"I ain't sending you a christmas card, then. I already gave you your present. Now, will that be all? I have fast loans online waiting for me on this here computer screen. Do show yourself the door if you have nothing more to share with me."